5 Subtly Genius Things All Wealthy People Do With Their Money — That You Should Do, Too!

It can often feel like the super wealthy have access to some secret money playbook the rest of us never got. And in many ways, that’s true. They have connections and access that most of us simply will never have.

But here’s the good news: a lot of the strategies the ultra-wealthy use with their money are perfectly accessible to us — we just have to be smart enough to take advantage.

These are some of the most subtly genius things all rich people do with their money. The best part? You can do them, too.

1. Protecting Their Portfolio With Precious Metals

The past few years have shown us just how unpredictable the market can be.

From the pandemic to supply-chain issues and bear markets, many people’s retirement savings felt the impact. That’s why it can be a smart idea to look for ways to protect your retirement savings from the unpredictable. For many, investing in precious metals is a way to diversify and safeguard their investments.

GoldCo offers a straightforward way to open a precious metals IRA, providing a hedge against volatile markets and inflation. With an A+ rating from the Better Business Bureau, GoldCo offers peace of mind for those looking to diversify their portfolio.

2. Using a Financial Advisor

The super wealthy didn’t get that way by accident. They understand the value of expert advice when it comes to managing their finances. Fortunately, companies like Unbiased make it easy for anyone to get matched with a financial advisor for free. By tailoring their recommendations to your specific financial situation, Unbiased ensures you get expert guidance without any obligation to hire the advisor.

3. Maximizing Cash Back on Everyday Purchases

Paying attention to the details can make a big difference in your finances. That’s why many wealthy individuals take advantage of cash-back apps like Upside to earn rewards on their everyday purchases. With cash back on gas, groceries, and even restaurant meals, Upside helps users save an average of $340 per year. With a user-friendly interface and millions paid out in rewards each week, Upside is a simple way to boost your savings.

4. Earning Passive Real-Estate Income

Real estate has long been a favorite investment strategy for the wealthy, but not everyone has the means to buy property outright.

Arrived offers a solution by allowing investors to buy into rental homes and vacation properties with as little as $100. With Arrived handling all the management details, investors can enjoy passive income without the hassle of being a landlord.

With historically high returns and a track record of success, Arrived offers a simple way for anyone to get started in real estate investing.

5. Negotiating Debt

Debt can be a significant barrier to building wealth, but the ultra-rich know how to leverage expert help to negotiate their way out of it. Debt Relief Advocates offers a team of experts who specialize in negotiating with creditors to settle debt for less than the amount owed.

With no upfront fees and a track record of helping thousands of people resolve their debt, Debt Relief Advocates provides a straightforward solution for anyone struggling with high-interest debt.

In conclusion, while the super wealthy may have access to resources and connections that the rest of us don’t, many of the strategies they use with their money are within reach for anyone willing to take the initiative.

By following these subtly genius tactics, you can set yourself on the path to financial success.